Look for signs of phishing - questionable grammar and a tone of forced urgency are some tip-offs.Verify that the sender’s email address is from an official domain.Know that Zelle will never solicit money via emails or phone calls.A phishing email purporting to be from Zelle was requesting this payment in gift cards. Chong needed to make a $1,000 upgrade on his buyer’s account. Jiaming Chong - a Bank of America customer - tried to sell his camera online, only to lose $4,200 in the process. Spoofing is a type of phishing scam in which the scammer is deliberately impersonating a company and/or installing malicious software at the same time. □ Related: Bank of America Customer? Beware of These 7 Scams → 3. Don’t send money to yourself via Zelle to “reverse unauthorized payments.”.Never share your bank or Zelle account authentication codes with anyone.If you suspect you’re on the phone with a scammer, hang up.Woods’s money never reached her personal account fraudsters spoofed a caller ID and Zelle account to steal from her. When Illinois woman Demi Woods made a $3,500 Zelle transfer to herself, she thought she was canceling an alleged fraudulent transaction. Try Aura’s identity theft protection free for 14 days to secure your identity against scammers. ✅ Take action: If you’ve been the victim of a Zelle scam, your bank account, email, and identity could also be at risk. Never give your Zelle account information - including your phone number or email - to unknown individuals.Legitimate jobs don’t require you to pay for your own equipment.Legitimate jobs usually require at least one phone call or in-person interview. Be wary of any job for which the entire interview process takes place through text messages.It always ends the same way - with candidates still out of work, and no means to get their stolen money back.The candidate is asked to front money or deposit a check, usually in the guise of purchasing work equipment. The “hiring manager” extends an offer to the candidate, but there’s a catch.All subsequent communications tend to be exclusively through text messages.A “hiring manager” reaches out, usually via Messenger, Telegram, Skype, or text message.The candidate applies for a “lucrative work-from-home job” online.Geyerman almost paid her scammer $1,900 for an enticing job offer. California woman Tammy Geyerman’s story was no different. Work-from-home job scams - that turn distressed job seekers into unsuspecting money mules - are nothing new. Here are the most common Zelle scams to watch out for: 1. While some of these scam tactics might be novel, most of them follow tried-and-true patterns. Unfortunately, Zelle scammers are getting more sophisticated with new ways to fleece their victims. In this guide, we’ll share the most common types of Zelle scams and what you can do to protect yourself and your money. If you use Zelle at all, it pays to know the latest Zelle scams that could siphon away your funds. To make matters worse, banks are not repaying upwards of 90% of people who were tricked into making fraudulent payments through Zelle scams. Unfortunately, this also means it’s nearly impossible to cancel a digital payment once it’s on its way. Zelle’s immediacy hinges on connecting your bank accounts or debit cards directly to the payment service. Last year, Zelle users transferred $490 billion using the payment app - making it a prime target for scammers. But while the banks quickly refunded the credit card payments and cash withdrawals, they refused to cover the Zelle transfers, claiming they were “authorized” - even though Bruce’s phone was stolen.īruce’s story is a cautionary tale about using fast and convenient payment apps like Zelle. ĭays later, the thief had made fraudulent purchases using Bruce’s credit card, withdrawn money from his account using an ATM, and made three Zelle transfers, totaling $2,500. When Bruce Barth was hospitalized with Covid-19, he thought beating the virus would be his biggest challenge - until his phone disappeared.
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